Embrace Continuing Care Sublimits have gone!

Posted by Lindsey Taylor No Comments »
Aug 16, 2010

No more sublimit on the Embrace continuing care benefit for those Embrace policies with RLI as underwriter (see Embrace has a new insurance partner – A+ rated RLI Corp).

Yesterday, I talked about cleaning up some niggling things about the Embrace Pet Insurance product, specifically the Embrace dental illness coverage.

Today, we talk about the old Embrace continuing care sublimit of 25% of the annual limit in the second year of the condition.

I’ve never liked the sublimit but it was something that Lloyd’s felt strongly about so that is what we offered. Now that we have some claims experience under our belts, RLI agreed with us that we could remove the sublimit if we added a lifetime limit of $50,000, so we agreed – woohoo!


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Tags: Care, Continuing Care, Embrace Continuing, Embrace Continuing Care

Car Gap Insurance

Posted by Kevin Johnson No Comments »
Aug 15, 2010

Different options are available when one set out to buy car insurance cover for the vehicle. GAP (Guaranteed Auto Protection) insurance is one such option that protects your finances. It is an extra layer of protection for your vehicle’s basic policy. Let us find out whether it is right for your car or not? Find its application in your case in the following points:

First, check your current car insurance policy with your insurer. Some companies may provide Gap insurance as an additional advantage to your current policy. Find out if you are already covered with GAP insurance or not. It is advantageous to get a Gap insurance from your primary insurance company so that you do not have to file more than one claim. Y


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Tags: Insurance

Breed Focus: West Highland White Terrier

Posted by Lindsey Taylor No Comments »
Aug 05, 2010

I have a real soft spot for Westies from my childhood when we had a Labrador called Apple and a Westie called Blossom.

Those two would get up to no good, with their best trick being Apple opening the fridge door and dragging over a stool and Blossom getting up and into the fridge to root out the good stuff for both to share on the floor. So cleverly naughty! Us young children could not hope to compete with such audacity.

Apple and Blossom were best buddies and Apple even produced milk to help Blossom out when she had 6 overwhelmingly hungry puppies. Good memories…

But I digress.


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Tags: West, West Highland

Pennsylvania Auto Insurance – Finding the Best Company

Posted by Kevin Johnson No Comments »
Aug 03, 2010

If you want to find the lowest possible when it comes to your Pennsylvania auto insurance, you would also need to find a reliable company that would provide it for you. Luckily, there are quite a number of options available in the state. There are plenty of insurance companies out there that would be willing to provide their services and cater to their client’s needs. However, finding the right one can be quite challenging. After all, each person has their own unique needs and finding a company that would suit that can be quite hard indeed. So, what are some of the things that you should be looking for when it comes to choosing an automobile insurance company that would match your needs? H
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Tags: Auto Insurance, Company, Pennsylvania Auto, Pennsylvania Auto Insurance

Ways To Getting Best Auto Insurance

Posted by Kevin Johnson No Comments »
Aug 03, 2010

In the world that keeps relentless record of each and every single thing that occurs in your life, calls it a credit report, and takes satisfaction in tossing it in your face each and every time you rent a home, attempt to obtain a loan or attempt to purchase auto insurance, it could appear like there is nothing that’s as part of your control – it is all prepared somewhere what you’re eligible to, and you are never getting anything more effective. While which is true to an extent, there still are some factors you are authorized control more than. And a competitive auto insurance rate (otherwise the best auto insurance rate) is one of them.

The process that auto insurance companies use to check your danger and quote you a premium is known as underwriting.
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Car Insurance: A Requirement by the Law

Posted by Kevin Johnson No Comments »
Jul 31, 2010

Going to a decent driving school in order for you to get a legal driver’s license will tell you a very important thing: you have to get car insurance. However, everyone is trying to save as much as they can these days because of the financial crisis. Instead of spending those precious and hard-earned dollars on a policy, most drivers now prefer to drive carefully and hope for the best.   

Hoping for the best might just not turn out for the best. First of all, you can get in trouble with the law if you drive without being insured as you are mandated by the law to get a policy. No matter how careful you are, the situations on the road are not always favorable. A li


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Tags: Car Insurance, Insurance

Flight Insurance Proves Valuable During Extreme Turbulence

Posted by Lindsey Taylor No Comments »
Jul 29, 2010

Have you considered buying a flight insurance policy, but figured the odds of being in a plane crash were so remote that you did not need it? As passengers on a recent flight from Washington D.C. found out, there is more than one way for injuries to occur on a flight, which means there is more than one reason to buy flight insurance.

The flight in question was a United Airlines flight headed for Los Angeles. Around the halfway point of the flight, severe weather lead to a bout with some rather extreme turbulence, causing injuries to passengers who were moving about the plane and others who were not buckled in.

In all, 21 passengers suffered injuries from the incident.


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Tags: Flight Insurance, Insurance

How Uninsured Motorists Cost Car Insurance Premiums?

Posted by Kevin Johnson No Comments »
Jul 28, 2010

The Motor Insurer’s Bureau (MIB) has revealed that the number of motorists driving on the UK roads without insurance has decreased from last year by 20 per cent. Last year, the figure for uninsured drivers was 1.8 million as compared to 1.5 million of the current year.

Some of the areas in the UK that have the largest number of uninsured motorists include Greater Manchester, BD3, B10, M12, B12, West Yorkshire and Bradford. The research revealed that about 160 people are killed in accidents caused by uninsured drivers and 23,000 people suffer minor to severe injuries.

The insurance companies are obliged to pay about £500 million annually for people suffering because of uninsured drivers. Th


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Tags: Insurance, Insurance Premiums

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