
Auto insurance is a major expense for American drivers. If you are a savvy car insurance shoppers, you probably already get a discount by buying your home, auto and liability coverage from the same insurance company. Here are five additional things to consider if you want to pay less for your car insurance:
#1. Check Your FICO Score
Your credit rating, or FICO score, affects more than just your ability to get a loan and the interest rate you pay for the loan. Insurance companies may charge a lower premium if you have a high FICO score, too.
The insurance companies believe there is a connection between your ability to maintain your credit rating and the probability of your having an accident.

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