Consumers Should Jump Ship to Other Car Insurance Companies

Posted by Hunter Ribush No Comments »
May 07, 2012

A larger number of auto insurancecustomers who shop around for coverage are willing to switch car insurance companies after conducting their research, according to a new report from J.D. Power and Associates. Despite an increase in the number of people willing to leave their companies, the majority of consumers are still failing to shop around for coverage that could lower their annual costs.

Consumers Change Car Insurance Companies

When an auto insurance policy term ends, experts always recommend shopping for new coverage options from different car insurance companies. However, according to the J.D. Po


Read all post…

The History of Mercury Insurance and Its Controversies

Posted by Hunter Ribush No Comments »
Apr 05, 2012

Mercury Insurance has been the center of controversy over the past few years for its connection with a  California auto insurance measure that could force a surge for customers who allow their coverage to lapse.

It may seem like Mercury came out of nowhere and suddenly began having a huge impact on California auto insurance. In truth, however, Mercury Insurance and its owner have been around for some time.

The History of Mercury Insurance

Mercury Insurance was founded by George Joseph in 1961.


Read all post…

Lowest Car Insurance Rates

Posted by Hunter Ribush No Comments »
Mar 27, 2012

Drivers who really want the lowest car insurance rates can be proactive and take steps to keep their rates and premiums as low as possible. There are many factors that are considered when calculating auto insurance rates, including age, gender, type of vehicle, make and model, driving records, credit scores and the area where the driver lives. By getting free, instant car insurance quotes online to compare policies, coverage, insurance companies, and rates, drivers can find the lowest car insurance rates and therefore buy cheap car insurance. Finding the best and cheapest car insurance is really just a matter of comparing car insurance quotes.

Obeying traffic laws and driving defensively helps drivers avoid tickets and accidents that can raise their car insurance rates.


Read all post…

NY Doctors Arrested in $279 Million Auto Insurance Fraud

Posted by Hunter Ribush No Comments »
Mar 06, 2012

The largest-ever auto insurance fraud involving New Yorks no-fault insurance law resulted in the arrests of 36 doctors, lawyers and scam artists. The participants in this crime are accused of cheating insurance companies out of $279 million in bogus medical claims.

Auto Insurance Fraud Partners with Health Care Fraud

U.S.


Read all post…

How to lower landlord building insurance quotes?

Posted by Admin No Comments »
Mar 05, 2012

Getting your property insured proves to be a smart move, if you are willing to rent it out. As a landlord you need to know that there are specific risks to your rental property so a landlord building insurance can be the right option for you. This specialized type of insurance is most suitable for landlords who own a building and wants coverage for the risks involved in it. This type of insurance policy will provide coverage for certain losses and damages caused to your property by an accident or calamity. There are several policies available and you can choose the most apt one for your specific needs.

However, it is better to make a list of the things first that you want to get protected by the policy.
Read all post…

Low-Income Discrimination in Auto Insurance Industry

Posted by Hunter Ribush No Comments »
Feb 08, 2012

The auto insurance industry has landed in the spotlight over accusations of discrimination against middle and low-income households. A new study backed by the Consumer Federation of America (CFA) says the industry regularly distributes high-priced policies to individuals with less money, making it difficult for them to improve their lives financially.

Auto Insurance Companies Accused of Unfair Pricing

A new report authored by Stephen Brobeck and J. Rob


Read all post…

Teenage Driving Restrictions May Go Nationwide with Graduated Driver Licensing

Posted by Hunter Ribush No Comments »
Dec 28, 2011

Implementing nationwide restrictions on teenage driving could save 2,000 lives and billions of dollars each year, says a new study conducted by insurance and safety advocates. Its for this reason that the report, released by the National Safety Council, a congressionally-chartered independent research agency, called for a national standard in teenage driving laws, also known as graduated driver licensing or GDL.

Teenage Driving License Restrictions

According to the National Safety Council, taking time to ensure teen drivers are well educated before getting behind the wheel could not only save thousands of lives each year, it would save tons of money.

The report, funded by the Allstate Foundation, a charitable and research group supported by auto insurance company Allstate Corp., analyzed its own data on crashes involving teenage drivers, compiling reports on medical expenses, police and ambulance costs, wage and insurance losses, vehicle damage and costs to employers for lost productivity.

When comparing costs from 2009, the safety councils report found that teen crashes cost the U.S.


Read all post…

How to Choose the Right Holiday Insurance

Posted by Admin No Comments »
Dec 10, 2011

If looking to protect your holiday from unexpected delays, cancellation or other interruptions through a holiday insurance policy, it pays to know how to choose the right plan. Many reputable holiday insurance policy providers are available and have a range of options, so knowing what to look for will help guide one to the right plan.

A Holiday Plan (also known as trip insurance or travel insurance) generally provides the fullest coverage. These plans are most popular as they cover most eventualities that may have a negative financial impact on the policyholder. These policies cover cancellations, trip interruptions, medical emergencies and transport, lost or stolen luggage and travel assistance.
Read all post…

Life Insurance: Protecting your Family from Devastating Events

Posted by Admin No Comments »
Nov 30, 2011

When it comes to your family, nothing must be compromised. As parents it is your duty to make sure that the children are getting adequate love, care and protection. One way to ensure protection is to get life insurance coverage. Life insurance has two major types: term life and permanent life. If you are purchasing an insurance policy, it is recommended that you base your choice according to your personal need.

For example, even though financial advisers recommend universal life insurance among all other types of life insurances because of all its benefits, it comes in substantially higher premium as compared to term life insurance.
Read all post…