My Car Insurance

The AA estimates that for every 100 received, insurers are paying out 105 in claims, which represents a five percent shortfall. The Association of British Insurers (ABI) puts the total motor insurance net premiums for 2007 (written premiums less re-insurance premiums) at 10.5 billion, making that five per cent more significant.

So that is reason premiums cost so much and are likely to increase, right?

Recently we looked at how fraudulent claims are estimated to cost every car insurance policyholder 30-50 (depending on who you ask). If you then add on another 30 – the reported cost to each policyholder for damage caused by uninsured drivers – the figure quickly starts to add up. And

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We may all be a little too used to jokes about women drivers – but it’s no surprise that they exist when in the 50’s, right up until the early 70s, cars were being sold by very sexist advertising.

We can laugh at it now, but the Daimler 104 , which had electric windows so that women didn’t have to ruin their nails, and simplified gears so that we wouldn’t get confused behind the wheel, did exist.

As did a warning film about women drivers produced by the British government, a young lady in an advert who marvelled at the Morris Mini Cooper’s winding windows cheerfully stating “I like the way it goes up and down!”, and the Cortina/Reliant Scimitar hybrid’s slogan “Men! Let There Be No Sle
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